🇨🇦 Canada Disability Benefit (CDB)
- The CDB is a monthly federal benefit provided by the Canadian government to help people with disabilities who are low-income and of working age (18-64 years old).
- Source: (Government of Canada)
- It aims to reduce financial hardship by giving direct cash support on top of other benefits.
✅ Key Features & Eligibility
- Must be 18-64 years old and a resident of Canada for tax purposes.
- Must hold the Disability Tax Credit (DTC) or be eligible for it.
- Low income: There’s a calculation based on your income — higher incomes see reduced benefit amounts.
- Source : (Canada Disability Benefit)
📅 Payments & Timeline
- Applications opened June 20, 2025.
- First payments began in July 2025 for approved applications submitted by June 30, 2025.
- Payments are distributed on the third Thursday of each month. October’s payment date is October 16, 2025.
💵 Amounts & “Back Payments”
- Maximum benefit is up to $200 per month, depending on income level.
- If you qualify and your application is approved for earlier months (after June 2025), you may receive back payments for up to 24 months, but not before June 2025.
⚠️ Additional Notes & Limitations
- You need the Disability Tax Credit (DTC). If you don’t already have it, you must apply for it. The process for DTC involves medical certification, which can be a barrier for some.
- The amount isn’t high — $200/month maximum won’t necessarily lift many out of financial hardship on its own — but it’s intended as incremental support.
- The benefit does not claw back or reduce many existing provincial or territorial disability supports. However, exact interactions with other programs may vary.
